Financing should be according to your farming cycle. Not the other way around.
Every farmer deserves the right equipment to succeed, and a financial partner flexible enough to move with the farming seasons.
At John Deere Financial, we believe that the cost of machinery should never stand between you and your growth. We are committed to building long-term partnerships and delivering not only personalised, but adaptable financial solutions that work as hard as you do, on your terms.
A partner who understands farming in context
After years of walking alongside farmers across Africa, we’ve realised that no two businesses are the same. How can they be? Different climates, varying farm types, and operations that range from emerging farms to large commercial enterprises all create unique challenges. That is why financial approaches shouldn't be the same either.
We recognised and expanded this insight so that we could integrate it into all our processes, shaping everything we do at John Deere Financial.
Dynamic solutions for every farm cycle
There is a lot a farmer can’t control. However, one thing that you can choose is the financial partner who takes on this journey with you. With John Deere Financial, our solutions are custom-built to meet your current needs and grow with you as those needs change.
One-dimensional, off-the-shelf financing is a thing of the past. It is replaced by personalised solutions, efficient application processes, and fast credit procedures. This includes competitive prime minus interest rates on selected equipment – rates that are reviewed throughout the year to reflect market conditions, keeping your financing dynamic.
The personal approach, backed by technology
While technology has transformed how we work, we are intentional about efficiency and our personal approach, which John Deere Financial is known for. We want to understand your plan first, ensuring your financial solution addresses your needs.
Getting started is straightforward. No matter your farming context, our team works with you to understand your cash flow, your season, and your goals. We then structure a solution around those realities, not according to a standard template.
Built for the next generation
Our financing approach evolves with new technology, changing climates, and shifting market demands. We are invested in the long-term success of African agriculture, and that means being a partner in farming for the next generation as well.
The farms that will feed South Africa, and ultimately the continent, are being built today. They deserve a financial associate ready to advance with them.
At John Deere Financial, it is a long-term partnership that wants to grow with you. Are you ready to leap forward?