Get S.M.A.R.T with John Deere: A for “Access to Finance”

John Deere empowers new era farmers in Africa and the Middle East through our S.M.A.R.T campaign. Running operations in the agricultural industry can be a costly endeavour; our solution to this is to provide access to a variety of finance options that can be tailored to the specific needs of our clients.

African Farming alongside John Deere New Business Development Manager Zabion de Wee, a seasoned new era farmer, continues to explore the acronym S.M.A.R.T and how the related model can positively affect and benefit farmers throughout the continent.

In the below episode, they discuss A - “Access to Finance”.

Challenge: Limited Access to Finance

Agriculture is a vital sector to conduct business in today. With the hidden agricultural potential in the soil of Africa and the Middle East, farmers in this sector have been blessed with a wealth of economic opportunities. However, the cost of and access to credit has been a growing source of concern to many new era farmers.

John Deere understands that access to finance has always been a significant stumbling block for most new era farmers for generations. Through John Deere Financial, our goal is to assist new era farmers to overcome the barriers related to limited access to finance. By pulling in partners, considering other avenues of finance, and the constant generation of new ideas, John Deere is committed to the prevention of failure for the emerging operations of new era farmers.

Solution: John Deere Financial, Tailor-Made Finance

At John Deere, we do not believe in a “one-size-fits-all” approach to finance; we understand that new era farmers cannot be expected to have everything in place when starting up new agricultural operations.

At John Deere Financial, we believe in offering creative financial solutions; solutions that are tailored to the exact needs of our clients. We assess our clients as individuals alongside basic operational needs and then provide agricultural asset finance packages that are tailored to the specific circumstances and mechanisation requirements.

This process is achieved in partnership with our commercial banks and our comprehensive dealer network; equipping our clients with a team that can offer support and advice in making the best operational decisions throughout the entire process. This professional relationship is beneficial to farmers; it allows farmers to focus on what farmers do best - farming.

John Deere Financial is familiar with the cyclical nature of agriculture, and understands that regular cash flow is the lifeblood of any business. Our finance packages are structured to support a healthy cash flow that promotes the growth of your agricultural operation.

Financial Advisement & Training

John Deere Financial is committed to the success of our clients; apart from giving our clients financial assistance, we also provide financial training. By bringing our clients up to speed on the necessary standard of information regarding cash flow, income, and more, we can improve agricultural operations in the long term.

We are with you every step of the way, ensuring that new era farmers are at no point left feeling confused or struggling while starting up and running agricultural operations.

At John Deere Financial, we have values you can take to the bank:

  • We are committed to seeing you through to your next harvest.
  • We offer you a convenient experience by saving you time and coming directly to you, wherever that may be.
  • We offer competitive financial solutions that are available to you through any of our dealer touchpoints across Africa and the Middle East.
  • We provide you with insight by sharing our generations of expertise through our widespread dealer footprint.

With a wealth of experience, we can help you make the best decisions for your business.

For more information on the John Deere S.M.A.R.T model, look out for our next article where we will be discussing R - “Reliability for Lower Costs”.